How Reno Zero Down Bankruptcy Lawyers Can Help with a Repossession
Avoid a vehicle repossession
Having reliable transportation is probably essential to you and your family. Falling too far behind on your monthly car payments could put this life necessity at risk. Our Reno Zero Down Bankruptcy lawyers will help you avoid repossession through competent and compassionate legal representation.
Chapter 7 and Chapter 13 can both potentially protect you from a vehicle repossession
However, there may be other debt relief options that will satisfy your needs. Contact our law firm to schedule your free debt evaluation. Our lawyers will help you determine if bankruptcy is a good option for you, and the chapters for which you qualify. Bankruptcy may be one of the strongest tools to stop repossessing and help you keep your vehicle.
Reno Zero Down Bankruptcy Lawyers Can Help You Stop a Vehicle Repossession
Under the Nevada bankruptcy protection law, your lender must receive permission from the court before repossessing your vehicle while you are in an active Chapter 7 or Chapter 13. A Chapter 13 filing could completely change the structure of your auto loan. Because the entire balance of your loan must be paid in a Chapter 13, it may lower your monthly payments to help you avoid loan defaults. Your payment plan will pay the rest of your creditors, and some of your unsecured debts may even be discharged without repayment.
It Is Possible To Keep Your Vehicle In A Chapter 7 Bankruptcy
Many of our clients are able to save their vehicles from repossession in a Chapter 7 bankruptcy. Staying current on protected vehicles’ payments will help you retain your vehicle. Our Reno bankruptcy lawyers will make sure your case is filed correctly so that your vehicle is never in jeopardy.
Bankruptcy Could Stop A Vehicle Repossession
Protect Yourself From Creditors With The Automatic Stay
When you fall behind on your vehicle payments, your lender will typically proceed with a repossession action. Your vehicle could be repossessed with very quick notice. So how can bankruptcy protect you from a repossession? When you file your bankruptcy petition, you will automatically be entitled to the protections of the Automatic Stay. The Automatic Stay prevents your creditors from repossessing your vehicle, as well as engaging in collection actions such as foreclosure and wage garnishment. Both Chapter 7 and Chapter 13 trigger the Automatic Stay. The Stay remains in effect until your case is discharged or dismissed.
Nevada Bankruptcy Exemptions
You can use bankruptcy exemptions to protect your vehicle, as well as the rest of your belongings, during Chapter 7 bankruptcy. Exemptions are the amount of equity you can have in an asset without it being subject to seizure by the trustee. Exemptions vary by state, are updated regularly, and can be affected by special factors like your marital status and if you have disabilities. Your Nevada bankruptcy lawyer will walk you through the exemptions, so you can be assured your assets are safe in bankruptcy.
HOW CAN WE HELP?
Consult with the expert bankruptcy legal team if you are faced with:
Harassing phone calls from creditors
Loss of a job or wages
Making monthly bill payments
Crushing credit card debt
A wage garnishment
A reposession
A foreclosure
Medical debt
Clients who call upon our services have overwhelming debt caused by life circumstances. We understand that Reno residents are faced with difficult financial situations that result in debt. We are here to help you get out of debt, and our team will be with you throughout the bankruptcy process.
I didn’t know how I was going to afford an attorney to file my bankruptcy. Because Nevada Zero Down Bankruptcy offers no money down, I called, set up an appointment, met my attorney, and my bankruptcy was filed — and it didn’t cost me a penny upfront.
I highly recommend this firm. They saved my home. Very helpful throughout my bankruptcy.
Worth Every Penny. Extremely satisfied.
“The most helpful bankruptcy lawyers in Vegas”
Actual $0 Down Bankruptcy!
Made my bankruptcy easy. I was dreading going into the Bankruptcy. They made life easier. Thank you to the great staff at Nevada Zero Down!
“Filed Chapter 7, it went great. Ryan was easy to work with.”
“Very Friendly and Helpful Attorney and Staff.”
“They are the best at what they do. Honest and Affordable.”
WHY CHOOSE RENO ZERO DOWN BANKRUPTCY
RENO LAW FIRM CAN HELP YOU ELIMINATE DEBT
You Will Be Debt Free
Free Initial Consultation
Affordable Bankruptcy Filing Rates
Payment Plans For Every Budget
Trusted, Experienced Attorneys
Expert Legal Representation
When you consult with Reno Zero Down Bankruptcy Law Firm, your case becomes a priority. An attorney will explore all legal options available for you to eliminate debt. Our legal team will help you to understand the bankruptcy process, and explain your rights as a debtor. Through effective communication and dedication to clients, Reno Zero Down Bankruptcy provides clients with expert legal representation. We listen to your concerns about your debt, and offer legal services that will produce the best possible outcome for your financial needs.
RENO ZERO DOWN BANKRUPTCY ATTORNEY VIDEOS
Reno Zero Down Bankruptcy offers a zero money down program to provide an affordable debt-relief bankruptcy option for Reno residents. Our legal staff is available to help you at any time you need assistance with debt. With Zero Down Bankruptcy, eliminating debt is a no hassle, no worry, no stress process. No scraping together money to discuss your case with an experienced attorney at the best bankruptcy law firm in Reno.
Reno Zero Down Bankruptcy Law Firm
Reno Zero Down Bankruptcy Legal Services
HOW OUR DEBT RELIEF ATTORNEY CAN ASSIST YOU
If you are facing an auto repossession, contact our Reno Zero Down Bankruptcy attorney. Our attorneys help clients understand the bankruptcy process as a solution to debt relief needs. The legal staff at our law firm will ensure that your rights as a debtor are protected, and that you understand the debt relief process as it pertains to your specific financial debt situation.
A wage garnishment threatens your income, and affects your professional career. First, Reno Zero Down Bankruptcy Attorneys will review your financial situation, next, we help you to understand the impact of a wage garnishment. Lastly, our debt relief team reviews the benefits filing bankruptcy protection can provide, including stopping a wage garnishment.
ELIMINATE CREDIT CARD DEBT
Our Reno $0 Down Bankruptcy team represents clients across Reno. Whereas, we wipe out overwhelming unsecured debt such as credit card debt. Therefore, if you are unable to pay more than the minimum payment on your credit card statement, or if you have debt that prevents you from making minimum monthly payments, our experienced debt relief legal team can help.
DEBT RELIEF AND YOUR PROPERTY
Stripping a lean in a Chapter 13 bankruptcy is complicated. Whereas, depending on the asset and value, it needs the attention and representation of an experienced attorney. Therefore, Chapter 13 bankruptcy protection provides a means to eliminate mortgage liens on real estate property. Thus, a Consult with Reno Zero Down attorneys is best to understand how to remove a lien from your home in Reno.
Clients who experience medical emergencies find themselves in financial peril. Thus, medical debt debtors get debt relief help from Reno Zero Down Bankruptcy lawyers. Additionally, medical bills from illness, surgery, doctor visits, prescriptions, and other health crisis can become staggering. Therefore, our Reno Debt Relief team provides help. Take control of your medical debt.
LAS VEGAS
5552 Ashley Creek St
Las Vegas, NV 89135
NORTH LAS VEGAS
7251 W Lake Mead Blvd
Las Vegas, NV 89128
HENDERSON
1489 W Warm Springs Rd #110
Henderson, NV 89014
